5/7/2023 0 Comments Coinkeeper login![]() To make the transactions simple you drag an account icon (i.e. So we took a different approach - the main screen of the app represents all your income sources, accounts and expense categories in a form of coin icons. Games are changing much faster and with the beginning of the iPhone era they have rapidly evolved from button-controlled to touch-based, but finance apps are still mostly "tables and charts" with lots of fields to fill about transactions. It's amazing how little financial management tools have changed over the years. What's innovative about the app - what sets it apart? So, the Android app is free of charge with 15 days trial and three subscription plans after it: 62p for 1 month, £1.87 for 6 months or £6.20 for a lifetime subscription. We released a paid iPhone app first, and this is still on a paid business model (cost £1.87), but to give more people an opportunity to try our approach to financial management we decided to move towards a try-and-buy and freemium models. What is the business model and why have you chosen it? Windows Phone 7, Android tablet and web interface will follow later. Right now there are iPhone and Android apps, and we plan to launch an iPad version soon. What devices is it on, and what are your plans? We also make the overall view of your money and budget very visual and simple. So the problem that we address is making recording transactions fast and sort of fun. We know how boring that can be, even if you rely on the services that track your credit card spendings you still have cash and other types of different accounts. Lots of people feel the need for being financially sustainable, spending less and saving more, but to do that you need to record your transactions, how much we spend and what for. The app is also only currently available in the Russian language.The app is called CoinKeeper and it's a personal finance management tool. The app currently does not support statistics or accounting as its main function is only to support you in getting through to your next salary. If daily expenditures exceed this amount, the app recalculates your budget. Useful functions: joint budget managementĭescription: this app tells you how much you can spend each day once you indicate the frequency and amount of any income you receive. Currently, the app only supports one currency and requires a desktop installation. When it detects an unexpected expenditure, it automatically adjusts your budget (by, for example, reducing the available budget for “entertainment” expenses). The app works by asking you to categorize each transaction. Price: free 34-day trial, then USD 6.99/month (billed annually at USD 83.99)ĭescription: according to YNAB developers, the most important aspect of financial management is planning. Useful functions: password protection, synchronization with other devices (via Google Drive or Dropbox), accounting in several currencies Price: free and paid (USD 2.48) versions availableĭescription: this app allows you to record incomes and expenses (even before initial setup of the app) by simply entering amounts and hitting either a plus (for incomes) or minus (for expenses) button and selecting an appropriate category. Useful functions: extended statistics, easy setup for savings, a common account for family and friends, bill/receipt photo support, notifications of regular expenses, data backup, connections to electronic and cryptocurrency wallets, multi-currency support Spending estimates can then be tracked in a variety of ways, including through the use of an easy-to-read pie chart. Price: free 7-day trial and free basic plan paid plans for multiple wallets (users) start at USD 1.99/month or USD 14.99/yearĭescription: with this app, costs can be monitored manually or automatically via a synchronization with a bank. Useful functions: recognition of bank SMSs (for Russian banks), choice of preferred budgeting period (weekly or monthly), data exports (in an MS Excel format), joint budgeting, password protection, multiple device support, notifications You can even set monthly limits on spending categories. A simple drag-and-drop action is all that is needed to record any financial transaction (incoming or outgoing). Price: free trial, then USD 3.99/month or USD 15.96/year (some functions are only available in the paid version)ĭescription: incomes, savings and expenditures are represented as piles of coins. ![]() We’ve scoured the internet and app stores to compile this list of the top 5 most interesting personal finance apps, at least one of which will no doubt help you improve your own personal finance skills with nothing more than the flick of your fingertip. Fortunately, modern technology has made this step easier to obtain for more people. Understanding personal finances and the tools to manage them are an important step toward financial literacy. ![]()
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